Banking and Services

Zero minimum balance account:  HDFC savings bank deposit account  (BSBD)  does not require a customer to maintain a minimum monthly average balance also. Most of the Key banks like State Bank of India (SBI) and Punjab National Bank (PNB) offer the facility of opening this zero minimum balance account to their customers. Private sector lenders like HDFC Bank, ICICI Bank and Axis Bank also offer the facility of this account. What is a BSBD account? A basic savings bank deposit (BSBD) account does not require any minimum balance. This account that is generally meant for poor sections of society offers interest rates similar to normal savings bank accounts. A BSBD account does not require a customer to maintain a minimum monthly average balance also. Given below are details and benefits of zero minimum balance account offered by HDFC Bank Zero minimum balance account benefits under HDFC Bank "Meet all your banking needs the easy way with this savings acc...

We are here to guide you through some FAQs regarding HDFC netbanking How to create an  HDFC netbanking account? You just need to follow a few simple steps to generate a personalised user ID and IPIN (password) and using those credentials you can login to your HDFC netbanking account . What is an IPIN? IPIN is the acronym for Internet Personal Identification Number. It is important to generate an IPIN in order to be able to login to your HDFC user account. How can I reset my IPIN? IPIN can be regenerated by following a few simple steps Enter your customer ID Authenticate the transaction by using the OTP generated in the registered mobile number Provide the requested details Set your IPIN Login to netbanking using your user ID and IPIN How can I apply for HDFC credit cards using netbanking ? You can apply for credit cards by using netbanking by following these three simple steps: Login to netbanking using Customer ID and IPIN Click on credit card apply link Fill up ...

HDFC Bank credit cards HDFC Bank offers a host of benefits for their HDFC Credit Card customers. Millions of merchants are accepting cashless transactions across the globe. You can use a credit card for e-shopping and also for making online purchases. It spares the need to carry cash since one can even withdraw cash through ATMs via these cards. HDFC Netbanking HDFC Bank gives Netbanking facility to view credit card transactions and all the related activities HDFC Loans   HDFC Bank credit card customers can have loans on credit cards which can be returned through EMIs (equated monthly installments). In other side if any offers from any other merchants, users will earn discounts and get rewarded for using an HDFC credit card. HDFC Bank credit cards offer cashbacks, discounts, frequent flier miles and movie tickets. The HDFC credit cards cater to a variety of lifestyles and spending habits. Finding the right credit card is not very cumbersome with HDFC Bank. Ideally, on...

HDFC Bank launched its Digital Loans against Mutual Funds (LAMF), in partnership with transfer agent CAMS. HDFC Customers can now avail mutual fund assets online and get overdraft limit set in their account in under three minutes. This is the first time a bank (HDFC) has partnered with CAMS agent for transfer and mage the entire process online. This is the good option for HDFC customer to avail benefits  Mutual fund's digital loans can be availed in three steps via HDFC Net banking Step 1 : Log in to myCAMS via HDFC Bank's Net banking portal and select which mutual funds you want to pledge from your portfolio Step 2 : Click on loan terms and conditions Step 3 : Input one-time password (OTP) and the overdraft will be ready to use in your account. Arvind Kapil, Group Head - Unsecured Loans, Home, and Mortgage Loans, HDFC Bank says , " In emergencies, customers will not be forced to liquidate assets at less than optimal market conditions. They can instead desi...

HDFC Bank Accounts: Customers holding HDFC Bank accounts can easily make online payments towards their HDFC Bank credit cards using the below given online modes. HDFC Bank NetBanking To use the HDFC Bank NetBanking facility, HDFC savings and current account holders will have to register for this service. Only after registration, online payments can be done by users. Customers can link their HDFC Bank credit cards to NetBanking, after logging into their HDFC Bank NetBanking account. The HDFC Bank credit card has to be linked using the ATM PIN. Customers can view HDFC Bank credit card information, unbilled transactions and get credit card statements for up to the last six months using the NetBanking facility. Every NetBanking account will show the credit limit, billed/ unbilled transactions, due dates, accrued rewards points and outstanding amount. HDFC Bank credit card users can also use the Hot listing facility available under NetBanking to block lost or stolen cards and also pl...

In order to avail the benefits of HDFC credit services online, you need to first register to  HDFC netbanking . A pre-existing customer can easily use their customer ID and IPIN to login to their account and register for a new credit card on the  ‘credit card services’  tab. Described below are the steps to HDFC credit card login Login to  HDFC netbanking  using your credentials Click on the credit card services tab once you’ve logged into your profile Locate ‘Register New Card’ on the left side of the webpage and click Enter your credit card number, expiry date and credit card ATM PIN and then submit Enjoy easy access to your credit card account For customers who do not have a netbanking account need to register to HDFC netbanking services to avail the benefits of HDFC credit card netbanking . For customers who already own a valid HDFC credit card but not a HDFC bank account holder, need to create their login ID and password by followin...