Banking and Services

Whether or not to hold the stocks of any company largely depends upon qualitative and quantitative factors. The qualitative aspects could be the brand reputation, the history, and the quantitative aspects could be the financial aspects. IOCL  is a well-known brand for petroleum products. Since establishment, it is recognized for premier quality services and products. The stocks of IOCL are listed on both the BSE and NSE stock exchanges. Undoubtedly, the qualitative aspects of Indian Oil Corporation Limited have been confident from the perspective of equity investors. The  stock  investment tips and strategies will be different for short-term stock investors and long-term stock investors. For investing in stocks for a shorter period, it is advised to follow the readings of the technical analysis. But if you are looking to spend for a longer duration, then looking over the past financial performance and net-worth of the company is the most significant factor. Over the...

Stock Trends in October 2017- October 2018 In October 2017, the share price began at Rs 181.75 and saw an upward trend on 31st October with the share price at Rs 194.20. On 1st November the share price stood at Rs 193.10.However, by the November end, the share price plummeted and stood at Rs 173.85. At the beginning of December 2017, the share price fell again, and it was reported at Rs 168.40 which soared by the December end, and the India Cements share price was reported at Rs 183.45. On 1st January 2018, the rate dipped Rs 180.60 again. By January end the stock price came to Rs 168.15. The downward trend continued in February also when the India Cement share pric e fell at Rs 166.20 and by the February end the stock quote slumped at 159.25. The downward trend continued in March as well where the scrip began at Rs 157.21. The share price again dipped to Rs 141.75 by the March end. The April month evidenced a great start with the share price at Rs 152.70 giving some hopes, whic...

RIL Share Live prices & Historical prices Why Invest in Reliance Industries Limited? Reliance Industries is a profit-driven business enterprise.  Along with making profits in refining & marketing, and petrochemicals segments over the years, the conglomerate has also begun steady earnings in the organized retail sector. In this segment, 100% achievement in revenue for the last one year is the evidence of Reliance’s rapid expansion. Similarly, Reliance Jio has also seen tremendous growth since its launch in 2016. The customer base of Reliance Jio is rapidly increasing owing to their high-value plans. It is one of the fastest growing digital services entity in the country because Jio hasn’t been on the block for that long. More investment can be expected in this segment in the coming years. At the same time, it is important to note that refining, petrochemicals, and oil-related activities still build the core of the business for Reliance. Though it is true that...

Zero minimum balance account:  HDFC savings bank deposit account  (BSBD)  does not require a customer to maintain a minimum monthly average balance also. Most of the Key banks like State Bank of India (SBI) and Punjab National Bank (PNB) offer the facility of opening this zero minimum balance account to their customers. Private sector lenders like HDFC Bank, ICICI Bank and Axis Bank also offer the facility of this account. What is a BSBD account? A basic savings bank deposit (BSBD) account does not require any minimum balance. This account that is generally meant for poor sections of society offers interest rates similar to normal savings bank accounts. A BSBD account does not require a customer to maintain a minimum monthly average balance also. Given below are details and benefits of zero minimum balance account offered by HDFC Bank Zero minimum balance account benefits under HDFC Bank "Meet all your banking needs the easy way with this savings acc...

We are here to guide you through some FAQs regarding HDFC netbanking How to create an  HDFC netbanking account? You just need to follow a few simple steps to generate a personalised user ID and IPIN (password) and using those credentials you can login to your HDFC netbanking account . What is an IPIN? IPIN is the acronym for Internet Personal Identification Number. It is important to generate an IPIN in order to be able to login to your HDFC user account. How can I reset my IPIN? IPIN can be regenerated by following a few simple steps Enter your customer ID Authenticate the transaction by using the OTP generated in the registered mobile number Provide the requested details Set your IPIN Login to netbanking using your user ID and IPIN How can I apply for HDFC credit cards using netbanking ? You can apply for credit cards by using netbanking by following these three simple steps: Login to netbanking using Customer ID and IPIN Click on credit card apply link Fill up ...

HDFC Bank credit cards HDFC Bank offers a host of benefits for their HDFC Credit Card customers. Millions of merchants are accepting cashless transactions across the globe. You can use a credit card for e-shopping and also for making online purchases. It spares the need to carry cash since one can even withdraw cash through ATMs via these cards. HDFC Netbanking HDFC Bank gives Netbanking facility to view credit card transactions and all the related activities HDFC Loans   HDFC Bank credit card customers can have loans on credit cards which can be returned through EMIs (equated monthly installments). In other side if any offers from any other merchants, users will earn discounts and get rewarded for using an HDFC credit card. HDFC Bank credit cards offer cashbacks, discounts, frequent flier miles and movie tickets. The HDFC credit cards cater to a variety of lifestyles and spending habits. Finding the right credit card is not very cumbersome with HDFC Bank. Ideally, on...

HDFC Bank launched its Digital Loans against Mutual Funds (LAMF), in partnership with transfer agent CAMS. HDFC Customers can now avail mutual fund assets online and get overdraft limit set in their account in under three minutes. This is the first time a bank (HDFC) has partnered with CAMS agent for transfer and mage the entire process online. This is the good option for HDFC customer to avail benefits  Mutual fund's digital loans can be availed in three steps via HDFC Net banking Step 1 : Log in to myCAMS via HDFC Bank's Net banking portal and select which mutual funds you want to pledge from your portfolio Step 2 : Click on loan terms and conditions Step 3 : Input one-time password (OTP) and the overdraft will be ready to use in your account. Arvind Kapil, Group Head - Unsecured Loans, Home, and Mortgage Loans, HDFC Bank says , " In emergencies, customers will not be forced to liquidate assets at less than optimal market conditions. They can instead desi...