What Kind of Errors Could Turn Up on Your Credit Report?

Your credit report may contain credit report errors like such as incorrect name, address, gender, and erroneous identity numbers like PAN, Aadhaar, or date of birth. These credit report errors do not affect your credit score. You do need to get them rectified nonetheless.

There are some mistakes could Turn up on your Credit Score down

There could also be mistakes in the payment dates, account status, date of loan closure, etc. Such mistakes are severe and will affect your credit score. Your loan application could get rejected or you could be blacklisted by banks due to these errors on your credit report. If you find one of these mistakes, you need to act immediately.

Common Errors on Credit Report 

Your Personal Information Was Entered Incorrectly

Someone Else’s Information Showing Up on Your Report

Out-of-Date Information

Incorrectly Being Shown as an Account Owner

Duplicate Accounts

Incorrect Details About Your Accounts

What to Do If You Find an Error on Your Credit Report

If you see any errors on your credit report, immediately dispute the mistake with the credit reporting agency




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